By KD With 6 comments:
Why SMART Money? 

                        SMART Money helps with an easier transaction of payment and sending money. It can be used to pay bills using your mobile phone, shop online, transfer money and get prepaid load. To avail of the SMART Money, you can go to any SMART branch or apply online (Philippines' SMART subscriber only). A 120Php processing fee is charged upon applying. Here's the link for SMART Money online application. Customer service at any SMART branch will give you a form and ask if it will be delivered or picked up at a certain branch.

(got my SMART Money by pick-up)


                               A text message from SMART will be sent to your SMART number you provided that you may pick up for your SMART Money card  3 days from the time the text was sent or 5 days if provincial. A valid picture ID is needed. It must be claimed within 60 days from receiving the text message.

SMART Money Card :)

User Guide included

                     User guide includes on how to set up SMART Money account, uses of SMART Money, how to load and manage account and SMART Money rates.With the use of SMART Money, it will be easier for me to shop online.  It  is also the card that I am using in Google Checkout.
SMART Money Card Related-Fee
Application (Instant Card)
Application (Personalized Card)
Replacement Fee
Dormancy Fee
SMART Money Phone Transaction
Balance Inquiry
Airtime Reload
Pasa Pera
Internet Transaction
Bills Payment
Reload Money via MBS
Other Phone Transactions
Other SMART Money Fees
ATM Balance Inquire
BDO: 2.50Php
Expressnet: 2.50Php
Megalink: 2.50Php
Bancnet: 2.50Php
ATMs w/ Cirrus logo: 25Php
ATM Withdrawal
BDO: 5Php
Expressnet: 15Php
Megalink: 15Php
Bancnet: 15Php
ATMs w/ Cirrus logo: 200Php
Statement of Account Request
25Php for regular accounts
50Php for trade/dealer accounts
SMART Money Limits
Card Balance Unit
Money Transfer Transaction Limit
Maximum Purchase Amount per day

*NOTE: Charges as of October 2012. Rates are subject to change without prior notice so visit http://www1.smart.com.ph/money/.


Human Nature Healthy Lotion

By KD With No comments:
Human Nature Healthy Lotion

                          Human Nature Healthy Lotion is another yet promising product that is rich in antioxidants and paraben-free. It claims that it is natural and no harmful chemicals such as parabens, silicones, phthalates and other toxic chemicals. It is made in the Philippines and can be bought at Sesou Nature and supermarkets. 

                      Since I am also into natural made products, it was very tempting to me to always look at the Human Nature products corner. Even though there were no broad details about the lotion like the other products, I bought the two lovely variants which is the Berry Bliss and Vanilla Delight. I really like its' scent that it made me confuse on what to pick so I bought the small variants to try which is 50ml while the big variant is 200ml. The 50ml only costs 64.75Php in the market and the 200ml costs 199Php.

Human Nature Healthy Lotion Vanilla Delight  and Berry Bliss 

  • Both variant smells really good. The smell lasted 4-5 hours. 
  • There were no problems with the container. 
  • The lotion was not that creamy.
  • It is not greasy.


St. Ives Bright Skin Apricot Scrub

By KD With No comments:
St. Ives Bright Skin Apricot Scrub

St. Ives Bright Skin Apricot Scrub Brightening

               Luckily, I have found out about this wonderful product from my friend last two months. Her face was dull and her nose was full of black heads but after she used this product, I just can't stop staring at her face every time I see her. At first, I thought she went to a skin care center but she informed me that it was St. Ives and she was just stealing a few from her sister's scrub. 

               I was enlightened and went to Watsons to buy the product. It has many variations such as sensitive skin gentle, fresh skin invigorating, naturally clear blemish and blackhead control and timeless skin renew and firm. My friend was using the St. Ives Naturally Clear Apricot Scrub Blemish and Blackhead Control but I was waved by the other version as I was reading the back portion. I bought the Apricot Scrub Brightening. It costs 249Php in Watsons. It is also available in supermarkets.       

                I loved this product very much especially the small particles that is like massaging my face. It says at the back portion that it can be used three to four times a week but I only use it twice a week with a loofah for the face. Even though, I use it only a few times, I can see the effect in my face. It was really brightening my face and my nose was free from blackheads though it was not intended for removing blackheads. Another good thing is that it did not give me any rashes or allergic reaction because other products make my face itch.

It is stated at the back portion that this apricot scrub gently removes dull, dead skin cells to reveal brighter, more even skin tone. 


Water, Juglans Regia Shell Powder, Cetearyl Alcohol, Glyceryl Stearate SE, Salicylic Acid, Propylene Glycol, Cocamidopropyl Betaine, Zea Mays Kernel Meal, Sodium Laureth Sulfate, PEG-100 Stearate, Cetyl Alcohol, Triethanolamine, Glyceryl Stearate, Cetyl Acetate, Phenoxyethanol, Ceteareth-20, Titanium Dioxide, Polysorbate 60, Carbomer, Acetylated Lanolin Alcohol, Methylparaben, Ethylparaben, Fragrance, Propylparaben, Limonene, Linalool, Hexyl Cinnamal, Benzyl Salicylate, Coumarin, Sorbitol, Sambucus Niga Flower Extract, Salix Alba Bark Extract, Geraniol, Butylphenyl Methylpropional, Primula Veris Extract, Helianthus Annuus Extract, Chamomilla Recutita Flower Extract, Prunus Armeniaca Fruit Extract

What I love about St Ives Bright Skin Apricot Scrub Brightening:

It smells good.
It is affordable.
It is very effective in brightening the face.
It removes blackheads.
It leaves the skin smooth.

What I don't love about St. Ives Bright Skin Apricot Scrub Brightening:



Human Nature Natural Moisturizing Shampoo

By KD With No comments:
Human Nature Natural Moisturizing Shampoo

                    Human Nature Natural Moisturizing Shampoo maintains the hair soft, clean, healthy and moisturized through the coco nectar and pure avocado oil content without any harmful chemicals. It is said on the back portion of the shampoo that it does not contain SLS/SLES, ALS/ALES, PEGs, parabens, phthalates, silicones and any other harmful chemicals. This shampoo was made in the Philippines. It was worth 44.75Php for 50ml, 139.75Php for 200ml and 500ml for 289.75 that can be found and bought in supermarkets and online stores. 

                   I usually buy Pantene but dandruffs keep on appearing so I bought this Human Nature Shampoo together with Human Nature Strengthening Conditioner which was very catchy to me because there are no harmful chemicals contained in it. I use it every day and I don't get  dandruffs anymore. It is not foamy so I tend to get a large amount of shampoo. It is quite affordable. It was hard to brush hair after using this shampoo compared to other shampoos so I use it with Human Nature Strengthening Conditioner. 


aqua, sodium cocoyl isethionate, decyl glucoside, sodium lactate, sodium gluconate, guar gum, Persea americana oil, Cocos nucifera nectar, dicaprylyl ether, Citrus sinensis oil, Aloe barbadensis leaf juice, sodium phytate, levulinic acid, cymbopogon citratus oil, anisic acid, citric acid

What I like about Human Nature Natural Moisturizing Shampoo:

The smell is pleasant.
There are no harmful chemicals contained.

What I don't like about Human Nature Natural Moisturizing Shampoo:

It is not creamy and foamy. 

                Human Nature Natural Strengthening Conditioner contains virgin coconut oil, gugo bark and calamansi that helps to strengthen whereas reduce breakage and loss of hair. It is made from the Philippines. 

               I was confused what variation should I use between the moisturizing and strengthening so I combine the moisturizing shampoo and strengthening conditioner. 

Use after shampooing hair. Leave for a whole song or two for maximum effect and rinse well.

water, cetrimonium chloride(from palm/vegetable oil), cetyl alcohol(from coconut), organic Entada phaseoloides(gugo bark) extract, organic Citrus microcarpo(calamansi) extract, organic Cocos nucifera (virgin coconut) oil, Rosmarinus officinalis (rosemary) oil, tocopherol (vitamin E), panthenol (vitamin B5), potassium sorbate (natural preservative), natural fragrance oil, maltodextrin (natural stabilizer), citric acid (natural preservative)


Cyleina Organic Tomato Soap Review

By KD With No comments:

Cyleina Organic Tomato Soap

Cyleina Organic Tomato Soap

                    Cyleina Organic Tomato Soap is best for those who have oily skin and large pores. The 200g soap was worth 129Php that can be bought in Watsons, supermarkets and department stores. It was made in the Philippines

                      With its tomato content, it gives Vitamin C anti-oxidants, Lycopene for anti-aging of the skin and Alpha-Hydroxy Acids for removing pimples through exfoliating that also makes the cheeks rosy. It also aids in tightening of the pores.

                     I'd been using Cyleina Organic Tomato Soap for 3 weeks and I stopped using it  because it was painful in some parts of my skin even though I'd left it for a few seconds. It gave my skin rashes. Luckily, my faced didn't gain any rash but still small pimples appeared.  I was very disappointed with the outcome because I've read a lot of reviews that this product is very good. I guess the soap is just not compatible with my skin.

                        Regardless, it gave me a rosy effect on my cheeks. But I cannot afford to have small pimples coming out. It would be a waste if I dispose a large soap so I just use it as a hand soap. 


Saponified Organic Vegetable Oil, Glycerin, Jojoba Oil, Sweet Almond Oil and Organic Tomato Extracts

What I like about Cyleina Organic Tomato Soap:

It is quite affordable
It smells good.
It is large in size.
It gives the cheeks a rosy hue.

What I don't like about Cyleina Organic Tomato Soap:

Pimples started to appear.
It gave me rashes.